Credit Risk Manager
1 giorno fa
Palermo, Provincia di Palermo; Sicilia, Italia
Ford
Tempo pieno
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Overview As a Credit Risk Manager, you will lead analytical assessment of retail and corporate credit portfolios to uphold risk appetite while enabling growth. You will manage IFRS 9 impairment and stage classification, ensuring regulatory reporting and accurate risk provisioning. You join a cross-functional team to shape credit policies and scoring models in a compliant, data-driven environment. Your work will influence asset quality, NPE metrics, and management reporting. This role offers impact at scale within automotive finance and regulatory-driven operations.
Responsabilità
Lead a team conducting comprehensive credit analysis for Retail and Corporate applicants, aligning decisions with risk appetite
Oversee IFRS 9 Stage Management and asset categorization according to accounting standards
Supervise regulatory reporting on asset quality, stage migration, and NPE ratios
Deliver risk exposure and bad debt reserve updates to top management
Monitor consumer credit trends to detect early deterioration and inform policy
Contribute to refining credit policies and scoring models to balance growth and risk
Requisiti fondamentali
Several years of experience in Credit Risk with IFRS 9 impairment expertise
Deep understanding of credit risk triggers and reclassification criteria
Familiarity with EBA guidelines on non-performing and forborne exposures
Ability to interpret PD, LGD, and EAD models across credit stages
English proficiency (written and spoken)
Proven experience leading teams
leadership
analytical mindset
stakeholder communication
IFRS 9 impairment framework
PD/LGD/EAD modeling
Stage management