Financial Advisor

Overview Job Title: Financial AdvisorDepartment: Workers Investments & Planning Solutions (IPS)Department Location: Lunenburg, MAReports to: VP, IPS Program ManagerCareer Stream: Individual ContributorClassification: HybridPay Grade: 8FLSA Status: ExemptPay Grade Range (Min – Mid): $60,000 to $200,000+This is a sales commission-based position consisting of a tiered grid with a monthly draw that has levels of being forgivable and non-forgivable.Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, sales production, and will be detailed at the time of offer.About Workers Credit UnionSince 1914, Workers Federal Credit Union (WCU) has existed to improve the daily lives of our members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the futureFunction We’re seeking a passionate and experienced Financial Advisor to join our Workers Investments & Planning Solutions team. Our program is built on trust, collaboration, and long-term relationships. This role focuses on building strong client relationships by leading them through an individually tailored financial planning process. Our process includes establishing specific financial goals, assessing current situations, creating investment strategies, implementing solutions by recommending appropriate financial products, and continuing to monitor and adjust plans as necessary to stay aligned with your clients’ goals.As a Financial Advisor, you will sell investment and insurance products, available through our Broker Dealer, LPL Financial (LPL), to individuals and small businesses. WCU partners LPL, a leading wealth management firm for independent advisors and financial institutions across the U.S., to offer a complete menu of financial products and services to credit union members. This employment opportunity at WCU would allow you to join the Workers Investments & Planning Solutions Program as a Financial Advisor associated with LPL.This position is based out of our Lunenburg MA office, however there is flexibility to allow for a hybrid schedule, working remotely as agreed upon. Travel between branches and surrounding communities to meet with assigned clients, members, and credit union employees is standard.We are a trusted financial partner offering a supportive environment where advisors can develop their practice while making a meaningful impact on the financial wellness of our members.Essential Job Duties and Responsibilities Develop and manage personalized financial plans for membersProvide guidance on investments, insurance, and retirement accountsAdvise on strategies that take into consideration wealth accumulation and growth, preservation and protection of assets, and income replacement and asset distributionCollaborate with internal teams to deliver holistic financial solutionsEducate clients on financial wellness and planning strategiesParticipate in ongoing coaching and professional developmentWhat We Offer Competitive compensation payout agreement that is based on 100% of your productionProgram paid standard overhead, such as licensing & registration, technology, CE, E&O insurance, and other typical pre-approved expensesTime off and continuing education supportAccess to advanced financial planning tools and technologyA collaborative, member-first, value-driven cultureAccess to LPL’s proprietary technology and a suite of customized servicesAn open architecture platform with access to thousands of investment products from leading third-party product sponsorsResources and expertise across LPL to help you create client solutionsThe freedom to create solutions specific to your client’s goalsAnd a whole lot moreWhy Join Us? Trusted institution with deep community rootsAssigned “book of business” of existing clients with recurring revenue to get startedMultiple branches with a large deposit base within an assigned territoryWarm member referrals from engaged credit union staffAutonomy with robust back-office Financial Assistant supportThe ability to grow your business with LPL’s combination of tools, technology, and supportThe benefit of LPL’s experience helping financial advisors grow and maximize their businessOpportunity to make a real differenceQualifications FINRA Series 7 and 66 licenses (or Series 6, 63 and 65)MA Life, Accident, & Health Insurance license2+ years of financial advising experienceSatisfactory U5 and compliance recordSolid knowledge of financial products and planning strategiesStrong interpersonal and communication skillsCommitment to ethical standards and fiduciary responsibilityPassion for helping others achieve financial successBenefits Comprehensive medical, dental and vision plansBasic life and AD&D insurance, short-term disability and long-term disability401(k) that includes a Safe Harbor Match of up to 4%Tuition Reimbursement ProgramMental health resources including an Employee Assistance Program (EAP)Individualized learning and development programsNot Insured By NCUA Or Any Other Government AgencySecurities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Workers Credit Union and Workers Investments & Planning Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Workers Investments & Planning Solutions are employees of LPL. The services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Workers Federal Credit Union or Workers Investments & Planning Solutions. Securities and insurance offered through LPL or its affiliates are:Not Credit Union GuaranteedNot Credit Union Deposits or ObligationsMay Lose ValueEEO StatementAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.Apply today and become part of a team that puts people first.#J-18808-Ljbffr