Group Payment Solutions

The “Group Payment Solutions” (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, “Issuing & Acquiring” focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena. In particular you will be part of the “Card Issuing” team within “Issuing & Acquiring” structure.

In this role you will:

• :Collaborate to the steering and supervision of the Issuing strategy at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg
• ySupport the management and development of Card Issuing products and service
• sCreate and analyse ad hoc Business Case s to assess new initiatives in term of profitabilit
• yCoordinate project work stream s and providing project management for key initiative
• sConduct market intelligenc e on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE
• sMonitor the competitive situation and payment industry dynamic s, identify threats and opportunities, and recommend appropriate response strategie
• sManage the relationships with Group Strategic Partner s within Issuing scop
• eWork on specific topi c related to Card Issuing, always considering a Group perspective
• :Analyse, manage and monitor Group LEs International Card Scheme s (ICSs) and Domestic Schem e fee s within the framework of Long-Term Agreement s (LTA) in place with payments’ network
• sAssessment of card schemes manual s, bulletins, quarterly reporting and Interchange fees chart
• sManagement of BIN product lis t to action relevant business initiatives within consume r and commercial custome r bas
• eLeverage on dedicated dashboar d to monitor Card Schemes fee s based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting availabl
• eDeep dive the nature of Schemes Fee s billed to Group LEs such as new fee s, optional service s penaltie s and mandate
• sActive analys e and monito r ofICSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Pla n to define cost optimization initiatives and savings opportunitie
• sInteract withICSs counterpart s and third party provider s involved in the fees billing processe
• sSetup of monthly reporting processe s to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees)
• Adoption dashboards and intelligenc e tool leveraging on payment partners (e.g., Scheme tools )
• )Develop on a regular basis \"good practice sharin g\", centralize know-how and deliver multi-market solution
• aiSpecific Issuing product knowled ge (debit, credit, prepaid, wallet, token, etc
• .)Ability to match different data sourc es and create effective reporting to support decision maki
• ngKnowledge on main relevant Card Issuing regulatio ns (e.g., Multilateral Interchange Fees)
• Knowledge of payment process es and logi
• csAbility to deal with different counterpartie s and external provide
• rsExpertise in card payments business mode l (e.g., revenue model, cost side) is a pl

• Degree in Economics, Finance or Enginee
• RingFluent in English knowledge of other languages utilized in UniCredit countries are wel
• comeSolid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec
• tiveGood knowledge of Payment industry, new technologies, trends and related metrics/dri
• versClear understanding of reporting and data analysis and usage of surveys / market anal
• ysisStrong MS-Office skills (Excel, Power Point, Think C
• lls:High degree of flexibility and endurance, critical thinking and decision ma
• kingStrong teamwork capabilit