Strategic Corporate Credit Risk Expert

Company Overview

Page Personnel is a leading recruitment agency that specializes in matching top talent with exciting job opportunities. As a reputable business, we are committed to delivering exceptional service and fostering long-term relationships with our clients and candidates.

Estimated Salary: $85,000 - $110,000 per annum

Job Description

We are seeking an experienced Credit Risk Analyst to join our team. The successful candidate will play a key role in evaluating credit risk requests for leasing and loan applications by customers, dealers, and vendors.

The ideal candidate will have a strong analytical mindset, excellent communication skills, and the ability to work effectively in a dynamic environment.

Key Responsibilities:

• \
• Evaluate credit risk requests for leasing and loan applications\
• Analyze financial statements and associated risk assessments\
• Prepare detailed credit reports and recommendations for submission to relevant decision-making bodies\
• Collaborate with operations and business lines teams\
• Contribute to the development of credit policies and local credit risk management rules\
• Stay up-to-date with industry trends and best practices\
• Maintain accurate records and reports\
• Ensure adherence to company policies and procedures\
• Perform other duties as required\
• Audit financial data from various sources, such as banks, accounting software, and other financial systems\
• Utilize business intelligence tools to analyze financial data and identify trends\
• Develop and implement strategies to mitigate potential risks\
• Communicate complex financial information to stakeholders in a clear and concise manner\
• Liaise with internal departments, such as operations and sales\
• Foster strong working relationships with colleagues, clients, and external partners\
• Continuously improve knowledge of financial analysis, regulatory requirements, and industry developments\
• Support compliance efforts by ensuring timely completion of tasks and following established guidelines\
• Proactively seek opportunities to enhance processes and procedures\
• Deliver high-quality results in a fast-paced environment\
• Work collaboratively to achieve shared goals and objectives\
• Establish trust and credibility with colleagues and external partners through effective communication and professionalism\
• Document business requirements and user needs\
• Implement process improvements based on best practices and emerging trends\
• Serve as a subject matter expert on credit risk management and mitigation strategies\
• Promote a culture of continuous learning and improvement\
• Comply with all applicable laws, regulations, and organizational policies\
• Other related duties as assigned\
• Participate in training and development programs to stay current with industry developments and best practices\
• Identify and mitigate potential risks associated with credit transactions\
• Provide regular updates to management on key performance indicators (KPIs)\
• Build and maintain positive relationships with clients, colleagues, and external partners\
• Provide actionable insights and recommendations to stakeholders\
• Support the development of new business initiatives and projects\
• Coordinate with cross-functional teams to ensure seamless execution of projects and tasks\
• Develop and maintain comprehensive knowledge of credit risk management principles and practices\
• Facilitate collaboration between different departments to drive business growth and efficiency\
• Support the implementation of new technologies and processes\
• Develop and maintain detailed knowledge of industry trends, regulatory requirements, and market conditions\
• Enhance overall business performance through strategic planning and execution\
• Drive business growth through innovative solutions and creative problem-solving\
• Lead and collaborate with cross-functional teams to achieve business objectives\
• Develop and maintain a deep understanding of the company's products, services, and goals\
• Other related responsibilities as assigned\
• Maintain confidentiality and handle sensitive information with discretion\
• Take ownership of projects and tasks, ensuring timely completion and quality outcomes\
• Promote a culture of transparency, accountability, and open communication\
• Act as a liaison between internal departments and external stakeholders\
• Facilitate workshops, training sessions, and other events to promote knowledge sharing and skill development\
• Develop and deliver presentations to stakeholders, including senior management and external partners\
• Foster a collaborative environment that encourages innovation, creativity, and continuous improvement\
• Support the development of internal and external stakeholder engagement strategies\
• Develop and maintain effective relationships with key stakeholders, including clients, suppliers, and partners\
• Co-create and execute marketing materials, campaigns, and events to promote the company's brand and offerings\
• Manage multiple projects simultaneously, prioritizing tasks and meeting deadlines\
• Make informed decisions based on data-driven insights and business acumen\
• Exercise sound judgment and critical thinking in complex situations\
• Represent the company at industry events, conferences, and meetings\
• Collaborate with internal teams to develop and implement strategic plans\
• Develop and maintain a deep understanding of the company's vision, mission, and values\
• Partner with cross-functional teams to drive business growth and innovation\
• Other related responsibilities as assigned\
• Undertake additional duties as needed to meet business objectives\
• Design and implement effective training programs to enhance employee skills and knowledge\
• Drive employee engagement and retention through targeted initiatives and activities\
• Monitor and report on key performance indicators (KPIs) to measure success\
• Foster a positive and inclusive work environment that supports diversity, equity, and inclusion\
• Act as a mentor and coach to employees, providing guidance and support\
• Develop and implement policies and procedures to ensure compliance with regulatory requirements\
• Provide input on budgeting and resource allocation to support business objectives\
• Assist with the development of business cases and proposals to support investment decisions\
• Collaborate with stakeholders to identify and prioritize areas for improvement\
• Other related duties as assigned\

Required Skills and Qualifications

Minimum 3-4 years of experience in a similar role with demonstrated expertise in credit risk analysis and evaluation

Bachelor's degree in Economics/Finance or a related field

Excellent analytical, communication, and interpersonal skills

Ability to work effectively in a dynamic environment with multiple priorities and deadlines

Strong attention to detail and organizational skills

Proficiency in MS Excel and other business software applications

Knowledge of credit risk management systems and processes

Good level of written and spoken English is mandatory

Capacity to build positive relationships within the team

Benefits

Competitive salary range: $85,000 - $110,000 per annum

Opportunities for career growth and professional development

Collaborative and dynamic work environment

Flexible working arrangements

Ongoing training and support

Recognition and rewards for outstanding performance

Other benefits may apply

Others

We offer a unique opportunity to grow your career with Page Personnel, a reputable recruitment agency dedicated to delivering exceptional service and fostering long-term relationships with our clients and candidates.

Apply now and take the first step towards a challenging and rewarding role with our team