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Senior Credit Analyst

2 mesi fa


Napoli, Campania, Italia MSC CRUISES A tempo pieno

JOB PURPOSE

In alignment with MSC CRUISES' standards, the Group Credit Analyst plays a vital role within the Naples Credit management team, assisting the Group Credit Controller in various Credit finance functions. This position ensures that cash flow processes, including credit control and credit risk management, are effectively implemented and monitored.

KEY ACCOUNTABILITIES


• Oversee credit control operations, collaborating with general sales agents to expedite collections and meet targets in partnership with Markets and Commercial teams;


• Responsible for tracking payments and coordinating with the Accounting Department, addressing inquiries or issues raised by general sales agents, and managing discrepancies between invoiced and received amounts;


• Conduct analysis and reporting on receivables for General Sales Agents;


• Facilitate the reconciliation of balances between the reservation and accounting systems;


• Ensure proper maintenance and control of payment terms in accordance with company standards;


• Manage and report on Deposit collections and Area credit metrics;


• Evaluate and manage credit risk within the area, identifying and monitoring high-risk accounts;


• Address issues related to bad customer debt by centralizing information on customer defaults and calculating necessary provisions for Accounting based on the Loss Allowance matrix;


• May participate in additional projects, particularly those related to IT report design and SAP implementation.

QUALIFICATIONS (skills, competencies, experience)


• Previous experience in a similar capacity or in Audit and/or Risk consulting;


• Strong grasp of fundamental bookkeeping and accounts receivable principles;


• Proficient in English (both written and spoken); knowledge of any additional European language is advantageous;


• Advanced skills in MS Office tools, particularly Microsoft Excel;


• Bachelor's Degree in Business Administration or Finance;


• High level of accuracy and attention to detail;


• Ability to multitask and perform well under pressure;


• Reliable communicator, self-motivated, highly organized, and capable of working effectively in a team setting;


• Willingness to travel for business purposes.

VISA REQUIREMENTS (if any)


• Right to work in Italy.