Ib Commercial Lending

Italy
- Risk
- Group Functions

**Job Reference #**
- 325812BR

**City**
- Milano

**Job Type**
- Full Time

**Your role**
- The Global Credit Risk Control (“CRC”) partners with key stakeholders across the Bank to meet business demands and adapt to an evolving regulatory environment. The team is responsible for establishing internal credit ratings and counterparty limits for the portfolio and managing the ongoing monitoring of traded product and loan exposure.

**Your team**
- The CRC team are experts in monitoring a portfolio of loans and exposures, with detailed knowledge of portfolio risks, industry developments, and business-specific factors. The team engages in extensive due diligence during the monitoring process to challenge recommendations and ensure transactions are consistent with UBS's risk appetite and regulatory expectations. We are a department that values Diversity and Inclusion (D&I) and is committed to fostering an inclusive culture, helping all employees realize their full potential and bring their authentic selves to work.

**Your expertise**
- The IB Commercial Lending Credit Risk Team is seeking an Analyst to support its Portfolio Monitoring function. Analysts are responsible for managing an assigned portfolio and completing other portfolio management deliverables. Primary responsibilities include:

- Analyzing the ongoing creditworthiness of businesses in traditional corporate industries such as retail, industrials, TMT, oil & gas, and healthcare.
- Conducting in-depth analysis by listening to investor earnings calls, projecting future cash flows, and performing traditional valuation work.
- Monitoring credits with a high degree of complexity, requiring attention to detail and strong analytical capabilities.
- Leveraging financial and mathematical modeling to support portfolio reviews and risk assessments.
- Preparing and presenting credit updates to team leads, senior management, and in department review forums.
- Coordinating review schedules and ensuring compliance with internal and regulatory requirements.
- Preparing regular and ad-hoc portfolio management reports.
- Collaborating with colleagues of varying seniority and geographic locations to ensure seamless communication and execution of responsibilities.
- Demonstrating strong written and verbal communication skills, with the ability to present confidently in front of groups of varying sizes and levels of seniority.

Qualifications:

- 1-4 years of experience working with leveraged finance transactions in a credit risk or similar role
- Strong background in credit risk and / or accounting
- Excellent verbal and written communication skills with strong presence and ability to convey complex messages to varying audiences
- Minimum of a bachelor's degree; MBA and/or CFA a plus

**About us**
- UBS is the world’s largest and the only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors.

We have a presence in all major financial centers in more than 50 countries.

**How we hire**

**Join us**
- At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.

We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

**Contact Details**
- UBS Business Solutions SA
UBS Recruiting

**Disclaimer / Policy statements**
- UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.