Anti-Financial Crime Analyst

Our mission?Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe's leading finance workspace.We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.OverviewJoin Qonto as an AML/Financial Crime Analyst to secure Qonto's operations by leading high-complexity investigations and ensuring rigorous compliance with Italian regulations.You will work directly with Michele, our Financial Crime Lead, to enhance our operational depth and ensure we meet the highest regulatory standards while enabling Qonto's growth.ResponsibilitiesConduct high-quality Enhanced Investigations (EIs): autonomously handle 3-4 complex investigations per day, determining Source of Funds and identifying money laundering typologies.Manage daily escalations: act as a key decision-maker in triaging daily AML alerts, applying a risk-based approach to prioritize high-risk cases.Ensure Regulatory Compliance: draft Suspicious Transaction Reports (SOS) and support responses to regulatory bodies (e.g., Bank of Italy/UIF).Drive Process Improvement: own transversal tasks, identify gaps in workflows, and design new internal procedures.Mentor and Coach: support junior analysts and facilitate knowledge transfer on complex cases.What you can expectMarket/Team Context: Hybrid team based in Milan, collaborating with analysts in Barcelona and a sister team led by Sarah.Methodologies: High standards on quality and traceability; agile environment where accuracy and speed go hand in hand.Impact: Strengthen the team's structure, handle sensitive investigations with autonomy, and influence regulatory standing.Career Evolution: Path toward becoming a Subject Matter Expert (SME) or Team Lead.About your future managerYou will report to Michele Guerrera, who joined Qonto in **** and progressed from AML/CFT Analyst to Lead of the Anti-Financial Crime Unit.He previously spent over three years at PayPal in Dublin, focusing on fraud and risk analysis.He holds an International Diploma in Anti Money Laundering from the University of Manchester.About YouExperience: Solid AML / Financial Crime experience (Level 3 equivalent), ideally in a Fintech or bank with a strong compliance program.Investigation Skills: Advanced financial investigation capabilities with a track record of handling complex cases.Regulatory Expertise: Deep understanding of Italian AML regulations and experience interacting with UIF or Bank of Italy.Mindset: Strong risk-based decision-making and ability to navigate ambiguity in borderline cases.Languages: Fluent in English and Italian.At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist.Apply regardless of the boxes you tickYou may have the missing piece of the puzzle we've been searching for all along.PerksA tailor-made and dynamic career track.An inclusive work environment.And so much more to help you succeed.Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;Competitive salary package;Meal vouchers;Public transportation reimbursement (part or global);Good health insurance (depending on country);Employee well-being initiatives: access to Moka Care for mental health and sports/wellness offers;Disability and parenthood policy (1 in 6 employees are parents) with childcare benefits;Monthly team events.Hiring ProcessInterviews with Talent Acquisition Manager and future managers;Remote or live exercise to demonstrate skills and give a sense of working at Qonto;Find more information about our interview process on our careers website.On average, our process lasts 20 working days and offers usually follow within 48 hours.To know how your personal data will be processed during your application or to request its deletion, please click here.#J-*****-Ljbffr