Credit Risk Manager
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* Lead underwriter team for Retail and Corporate credit analysis and decision-making in line with risk appetite
* Oversee IFRS 9 Stage Management and asset staging classifications
* Coordinate regulatory reporting for asset quality, stage migration, and NPE ratios
* Provide regular risk exposure updates and adequacy of bad debt reserve to top management
* Monitor portfolio performance and early warning indicators to preempt credit deterioration
* Contribute to policy development and refinement of scoring models to balance growth and risk Requisiti fondamentali
* Extensive experience in Credit Risk with IFRS 9 impairment expertise
* Deep understanding of PD, LGD, and EAD models across stages
* Familiarity with EBA guidelines on non-performing and forborne exposures
* Proven leadership experience
* Proficiency in English (written and verbal)
* leadership
* analytical mindset
* stakeholder communication
* IFRS 9 impairment framework
* PD/LGD/EAD modeling
* regulatory reporting
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Credit Risk Manager
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