Group Payment Solutions

The “Group Payment Solutions” (GPS) product line’s mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, “Issuing & Acquiring” focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena. In particular you will be part of the “Card Issuing” team within “Issuing & Acquiring” structure.

In this role you will:

Responsibilities

• :Collaborate to the steering and supervision of the Issuing strategy at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg
• ySupport the management and development of Card Issuing products and service
• sCreate and analyse ad hoc Business Cases to assess new initiatives in term of profitabilit
• yCoordinate project work streams and providing project management for key initiative
• sConduct market intelligence on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE
• sMonitor the competitive situation and payment industry dynamics, identify threats and opportunities, and recommend appropriate response strategie
• sManage the relationships with Group Strategic Partners within Issuing scop
• eWork on specific topic related to Card Issuing, always considering a Group perspective
• :Analyse, manage and monitor Group LEs International Card Schemes (ICSs) and Domestic Scheme fees within the framework of Long-Term Agreements (LTA) in place with payments’ network
• sAssessment of card schemes manuals, bulletins, quarterly reporting and Interchange fees chart
• sManagement of BIN product list to action relevant business initiatives within consumer and commercial customer bas
• eLeverage on dedicated dashboard to monitor Card Schemes fees based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting availabl
• eDeep dive the nature of Schemes Fees billed to Group LEs such as new fees, optional services penalties and mandate
• sActive analyse and monitor ofICSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Plan to define cost optimization initiatives and savings opportunitie
• sInteract withICSs counterparts and third party providers involved in the fees billing processe
• sSetup of monthly reporting processes to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees)
• Adoption dashboards and intelligence tool leveraging on payment partners (e.g., Scheme tools)
• )Develop on a regular basis "good practice sharing", centralize know-how and deliver multi-market solution
• aiSpecific Issuing product knowledge (debit, credit, prepaid, wallet, token, etc
• .)Ability to match different data sources and create effective reporting to support decision maki
• ngKnowledge on main relevant Card Issuing regulations (e.g., Multilateral Interchange Fees)
• Knowledge of payment processes and logi
• csAbility to deal with different counterparties and external provide
• rsExpertise in card payments business model (e.g., revenue model, cost side) is a pl

Qualifications

• Degree in Economics, Finance or Enginee
• RingFluent in English knowledge of other languages utilized in UniCredit countries are wel
• comeSolid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec
• tiveGood knowledge of Payment industry, new technologies, trends and related metrics/dri
• versClear understanding of reporting and data analysis and usage of surveys / market anal
• ysisStrong MS-Office skills (Excel, Power Point, Think C
• lls:High degree of flexibility and endurance, critical thinking and decision ma
• kingStrong teamwork capabilities and ability to work within a global structure with parallel projects in a