Financial Advisor

Overview Job Title: Financial Advisor Department: Workers Investments & Planning Solutions (IPS) Department Location: Lunenburg, MA Reports to: VP, IPS Program Manager Career Stream: Individual Contributor Classification: Hybrid Pay Grade: 8 FLSA Status: Exempt Pay Grade Range (Min – Mid): $60,000 to $200,000+ This is a sales commission-based position consisting of a tiered grid with a monthly draw that has levels of being forgivable and non-forgivable. Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, sales production, and will be detailed at the time of offer. About Workers Credit Union Since 1914, Workers Federal Credit Union (WCU) has existed to improve the daily lives of our members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the future Function We’re seeking a passionate and experienced Financial Advisor to join our Workers Investments & Planning Solutions team. Our program is built on trust, collaboration, and long-term relationships. This role focuses on building strong client relationships by leading them through an individually tailored financial planning process. Our process includes establishing specific financial goals, assessing current situations, creating investment strategies, implementing solutions by recommending appropriate financial products, and continuing to monitor and adjust plans as necessary to stay aligned with your clients’ goals. As a Financial Advisor, you will sell investment and insurance products, available through our Broker Dealer, LPL Financial (LPL), to individuals and small businesses. WCU partners LPL, a leading wealth management firm for independent advisors and financial institutions across the U.S., to offer a complete menu of financial products and services to credit union members. This employment opportunity at WCU would allow you to join the Workers Investments & Planning Solutions Program as a Financial Advisor associated with LPL. This position is based out of our Lunenburg MA office, however there is flexibility to allow for a hybrid schedule, working remotely as agreed upon. Travel between branches and surrounding communities to meet with assigned clients, members, and credit union employees is standard. We are a trusted financial partner offering a supportive environment where advisors can develop their practice while making a meaningful impact on the financial wellness of our members. Essential Job Duties and Responsibilities Develop and manage personalized financial plans for members Provide guidance on investments, insurance, and retirement accounts Advise on strategies that take into consideration wealth accumulation and growth, preservation and protection of assets, and income replacement and asset distribution Collaborate with internal teams to deliver holistic financial solutions Educate clients on financial wellness and planning strategies Participate in ongoing coaching and professional development What We Offer Competitive compensation payout agreement that is based on 100% of your production Program paid standard overhead, such as licensing & registration, technology, CE, E&O insurance, and other typical pre-approved expenses Time off and continuing education support Access to advanced financial planning tools and technology A collaborative, member-first, value-driven culture Access to LPL’s proprietary technology and a suite of customized services An open architecture platform with access to thousands of investment products from leading third-party product sponsors Resources and expertise across LPL to help you create client solutions The freedom to create solutions specific to your client’s goals And a whole lot more Why Join Us? Trusted institution with deep community roots Assigned “book of business” of existing clients with recurring revenue to get started Multiple branches with a large deposit base within an assigned territory Warm member referrals from engaged credit union staff Autonomy with robust back-office Financial Assistant support The ability to grow your business with LPL’s combination of tools, technology, and support The benefit of LPL’s experience helping financial advisors grow and maximize their business Opportunity to make a real difference Qualifications FINRA Series 7 and 66 licenses (or Series 6, 63 and 65) MA Life, Accident, & Health Insurance license 2+ years of financial advising experience Satisfactory U5 and compliance record Solid knowledge of financial products and planning strategies Strong interpersonal and communication skills Commitment to ethical standards and fiduciary responsibility Passion for helping others achieve financial success Benefits Comprehensive medical, dental and vision plans Basic life and AD&D insurance, short-term disability and long-term disability 401(k) that includes a Safe Harbor Match of up to 4% Tuition Reimbursement Program Mental health resources including an Employee Assistance Program (EAP) Individualized learning and development programs Not Insured By NCUA Or Any Other Government Agency Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Workers Credit Union and Workers Investments & Planning Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Workers Investments & Planning Solutions are employees of LPL. The services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Workers Federal Credit Union or Workers Investments & Planning Solutions. Securities and insurance offered through LPL or its affiliates are: Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value EEO Statement All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Apply today and become part of a team that puts people first. #J-18808-Ljbffr