Credit Expert

{"Job Title:

Commercial Credit Specialist

Job Summary:

As a key member of the Gruppo Montenegro Finance Team, the Commercial Credit Specialist will be responsible for assessing and managing commercial credit risk across the organization. This role will ensure that the company's assets are protected by adopting and managing appropriate financial and insurance tools. The ideal candidate will have a strong understanding of commercial credit risk, excellent analytical and communication skills, and the ability to work effectively with cross-functional teams.

Key Responsibilities:

• 
  
• Assess and release blocked orders
  
• Participate in the process of calculating provisions for doubtful debts
  
• Periodic reviews of credit limits and assigning credit scores for the entire customer portfolio assigned in Ho.Re.Ca & GDO
  
• Actively collaborate with the external accounting services firm
  
• Participate in meetings with clients, both independently and accompanying sales representatives
  
• Ensure effective resolution of all disputes related to commercial credit by continuously overseeing the activities of external law firms
  
• Collaborate daily with the Customer Service and Logistics departments, ensuring an efficient Order Management process
  
• Actively cooperate with the Sales department to ensure proper financial management of clients
  
• Support KAM, NAM, FSM, and AM in assessing the creditworthiness of potential and existing customers
  

Requirements:

• 
  
• Master's degree in business administration or related fields
  
• At least 3 years of experience in a structured Credit Management department within the food & beverage sector (preferably experience in managing large retail customers and collaborating with agents)
  
• Previous experience as Sales Accounting, Customer Service, or Supply Chain is preferable
  
• Knowledge of SAP, preferably including FI and SD modules; familiarity with Power BI and Salesforce is preferable
  
• Good understanding of general accounting
  
• English B2
  
• Excellent skills in Excel (preferably including management of small databases) and Office Suite
  

What We Offer:

• 
  
• An idea acceleration mindset, where your ideas and opinions matter
  
• Performance Management and Development System designed to accelerate your growth
  
• Smart working and flexible working hours
  
• Break areas where you can relax, socialize and enjoy our products
  
• Free access to our canteen
  
• Additional Insurance policies
  
• and the list goes on...
  

How Our Recruitment Process Works:

If you are in line with listed requirements, you will be contacted by a member of the Talent team for a phone interview or a video interview to record. The standard process will involve two different steps of interviews with human resources team and Line Managers. A logic-behavioral test, for some specific roles, could be required.

Gruppo Montenegro is an organization committed to equality and inclusion to drive our business results and create a better future, every day, for all our employees, consumers, partners, and communities. We believe an inclusive culture allows us to match our growth ambitions and drive inclusion across the business.

We believe in the importance of diversity and inclusion in the workplace and are committed to creating a work environment that is welcoming and inclusive of all employees."}

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