Credit Expert

Gruppo Montenegro is an international company with an Italian heart, operating in the Spirits and Food industry. We produce and commercialize premium products with strong brand equity and significant cultural relevance Amaro Montenegro, Vecchia Romagna, Select aperitivo, Bonomelli infusions, Infrè decaf tea, Cuore functional food, Cannamela spices, Polenta Valsugana, Catarì Instant Pizza to mention a few.

Icons of the “Made in Italy”, our brands are the result of the constant pursuit of excellence, respect for tradition and attention to product quality and sustainability, all values that have defined Gruppo Montenegro since its foundation in 1885.

Gruppo Montenegro is an organization committed to equality and inclusion to drive our business results and create a better future, every day, for all our employees, consumers, partners, and communities. We believe an inclusive culture allows us to match our growth ambitions and drive inclusion across the business.

The Credit Expert is responsible for overseeing the commercial credit granting process at Montenegro Group. This role aims to optimize GM's payment terms on sales, reduce credit losses, and minimize the write-offs of uncollectible debts by enforcing the Credit Policy. As a Finance Business Partner for the Sales business functions, the Credit Expert ensures proactive prevention of commercial credit risk and protects GM's assets by adopting and managing appropriate financial and insurance tools.

Main Tasks & Responsibilities

• The Credit Expert at Montenegro Group is liable for assessing and releasing blocked orders.
• Participates in the process of calculating provisions for doubtful debts.
• Periodic reviews of credit limits and assigning credit scores for the entire customer portfolio assigned in Ho.Re.Ca & GDO.
• Actively collaborates with the external accounting services firm.
• Participates in meetings with clients, both independently and accompanying sales representatives.
• Ensures effective resolution of all disputes related to commercial credit by continuously overseeing the activities of external law firms.
• Collaborates daily with the Customer Service and Logistics departments, ensuring an efficient Order Management process.
• Actively cooperates with the Sales department to ensure proper financial management of clients.
• Supports KAM, NAM, FSM, and AM in assessing the creditworthiness of potential and existing customers.

The profile requires

Soft Skills:

• Excellent formal writing skills and public speaking abilities.
• Strong negotiation skills with both internal and external clients.
• Strong collaborative spirits and a team-oriented mindset.

Technical skills:

• Master’s degree in business administration or related fields.
• At least 3 years of experience in a structured Credit Management department within the food & beverage sector (preferably experience in managing large retail customers and collaborating with agents).
• Previous experience as Sales Accounting, Customer Service, or Supply Chain is preferable.
• Knowledge of SAP, preferably including FI and SD modules; familiarity with Power BI and Salesforce is preferable.
• Good understanding of general accounting.
• English B2.
• Excellent skills in Excel (preferably including management of small databases) and Office Suite.

If you think you are a good match, but don't necessarily meet every single point above, please still apply. We'd love to consider you and see if you could be a great fit

What we offer you

• An idea acceleration mindset, where your ideas and opinions matter;
• Performance Management and Development System designed to accelerate your growth;
• Smart working and flexible working hours;
• Break areas where you can relax, socialize and enjoy our products;
• Free access to our canteen;
• Additional Insurance policies;
• and the list goes on…

How our recruitment process looks like:

If you are in line with listed requirements you will be contact by a member of the Talent team for a phone interview or a video interview to record. The standard process will involve two different steps of interviews with human resources team and Line Managers.

A logic-behavioural test, for some specific roles, could be required.

Gruppo Montenegro is an organization committed to equality and inclusion to drive our business results and create a better future, every day, for all our employees, consumers, partners, and communities. We believe an inclusive culture allows us to match our growth ambitions and drive inclusion across the business.