Risk Management Specialist in Credit Portfolio Optimization

2 settimane fa


Italia Younited A tempo pieno
Company Overview

About Younited

We are a leading provider of instant credit for the e-economy in Europe, dedicated to redefining e-credit processes and becoming a trusted financial partner. Our mission is to help individuals achieve their financial well-being, and we're committed to innovation, cutting-edge technology, and exceptional user experience.

We offer both credit and payment solutions, directly to consumers and via partners, such as banks, fintech, and retailers. Our team is passionate about creating value for our customers and stakeholders, and we strive to make a positive impact in the communities we serve.

Job Description

Risk Analyst Role

We're seeking an experienced Risk Analyst to join our Risk & Pricing team in Rome, specifically focusing on strategic risk management and optimization of our credit portfolio. As a key member of the team, you'll be responsible for monitoring and reporting risk KPIs, managing and optimizing risk policies, and contributing to transformation committees.

You'll have the opportunity to engage in strategic initiatives, analyzing market trends and defining roadmaps for new products. Your expertise in credit risk management will be essential in maintaining the integrity and effectiveness of our decision-making processes.

Key Responsibilities
  • Advanced Monitoring and Analysis: Monitor and report all risk KPIs for Direct and Via Partners products
  • Innovation in Risk and Fraud Policies: Manage and optimize risk and fraud policies, focusing on Autogranting services and new Credit Bureau services
  • Leadership in Transformation Committees: Actively participate in transformation and risk committees, presenting local and international meeting presentations
  • Strategic Projects: Engage in strategic initiatives, analyzing market trends and defining roadmaps for new products
Requirements and Qualifications

Education and Knowledge

  • Bachelor's/Master's degree in Economics, Statistics, Mathematics, or Engineering
  • Knowledge of the banking/financial sector, with expertise in Credit Risk Management
  • Excellent knowledge of the Office package (Excel, PowerPoint, Word)
  • Excellent knowledge of the English language
  • Nice to have: knowledge of PowerBI and Python
Salary and Benefits

A Competitive Salary Package

We offer a competitive salary package, including a base salary of approximately €60,000 - €80,000 per year, depending on experience, plus additional benefits such as flexible remote work policy, parenting policy, ticket restaurant, and more. Our office is located in a central building in Rome, close to Villa Borghese, and offers free coffee, comfortable kitchen, and game rooms.

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