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Mortgage Finalization Manager

56 minuti fa

Milano, Lombardia, Italia ING Italia A tempo pieno

Job Description:

La risorsa avrà un ruolo chiave nella fase conclusiva del processo di erogazione del mutuo, coordinando il team responsabile dell'organizzazione delle stipule e della corretta finalizzazione dell'operazione.

Il Finalization Manager presidia tutte le attività necessarie alla verifica contrattuale e operativa che precedono e seguono l'atto notarile: dalla conferma della conformità economica e delle condizioni riportate nella chiamata d'atto, alla verifica dell'esecuzione corretta dei pagamenti successivi alla stipula comunicati dai notai.

Il ruolo garantisce la qualità, la precisione e la tempestività di tutte le verifiche pre-erogazione ed è punto di riferimento per notai, team interni e stakeholder coinvolti nell'ultima fase del ciclo di vita del mutuo.

Key Responsibilities:

  • Gestisce le attività day-by-day del team Finalization, assicurando una pianificazione efficiente delle stipule e un costante allineamento con la rete notarile.
  • Verifica la conformità contrattuale e amministrativa delle condizioni economiche riportate nella chiamata d'atto (tasso, importo, spese, corrispondenza con la delibera e con l'offerta accettata dal cliente).
  • Effettua il controllo delle indicazioni di pagamento, assicurando che siano coerenti con le istruzioni interne, con la pratica approvata e con gli accordi riportati in atto.
  • Assicura che tutta la documentazione pre-stipula sia completa, conforme e disponibile per procedere all'erogazione.
  • Coordina le attività operative successive alla stipula, inclusa la verifica puntuale dell'avvenuto pagamento a favore dei soggetti interessati (venditore, banca subentrata, fornitori di servizi, ecc.).
  • Collabora con i notai, agenti/broker e altri stakeholder interni ed esterni per confermare la corretta esecuzione dell'atto e risolvere eventuali discrepanze o richieste di chiarimento.
  • Monitora la qualità dei controlli svolti dal team, garantendo la conformità ai requisiti normativi, alle policy di Gruppo e agli standard operativi.
  • Gestisce eventuali anomalie riscontrate nelle fasi pre/post stipula, coordinando le azioni correttive e mantenendo informati gli stakeholder interni.
  • Contribuisce alla definizione e al miglioramento dei processi operativi legati alla finalizzazione delle pratiche, assicurando efficienza,

Educational Qualifications

  • Diploma Materie Scientifiche e/o Laurea
  • Work Experience And Skills
  • += 3 anni di esperienza e/o conoscenza del mondo Mutui
  • Conoscenza dei processi di Acquisizione e full credit lifecycle
  • Capacità di Problem Solving e capacità analitiche
  • Capacità di lavorare in Team e per Obiettivi
  • Flessibilità

Working conditions:
Full Time

Duration
: Permanent

Location:
Milan (hybrid)

About ING

ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional. Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people's potential. We don't judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future.

doyourthing is our brand direction with us each and every day. It is how we articulate our purpose and our promise to make banking frictionless to the world.

'do your thing' is about people being free to live the life they want to live, knowing that they will make their world a little better for it.

Do you think you are "a step ahead"? Apply now

The benefits of joining ING

In addition to being a part of a great team, working in a fun and innovative environment, we offer:

  • Super flexible smart working
  • Competitive base salaries and performance based bonuses
  • Diverse cultures & Innovative mindsets
  • International Environment
  • Commitment to sustainability
  • Lots of training development opportunities to help you grow
  • Lots of moments dedicated to physical and mental well-being
  • A special day off when it is your birthday: we call it #doyourbirthday
  • And of course we can't forget: free water & coffee at the office

Our Commitment

Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.

Job Application Safety Reminder

We're seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:

  • Apply only via official ING platforms: ING uses
    Workday
    as its internal recruitment system. Applications should be submitted only via our official career site.
  • Check the sender's email carefully: legitimate communication will always come from: and/or
  • No payments or banking details will ever be requested. If someone asks for this information, it's a scam.

If you suspect suspicious activity, report it immediately. Your safety matters to us.