Group Payment Solutions

The
"Group Payment Solutions"
(GPS) product line's mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, "
Issuing & Acquiring"
focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena. In particular you will be part of the "Card Issuing" team within "Issuing & Acquiring" structure

In this role you will

• :Collaborate to the steering and supervision of the Issuing strategy
  at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg
• ySupport
  the management and development of
  Card Issuing products and service
• sCreate and analyse ad hoc Business Case
  s to assess new initiatives in term of profitabilit
• yCoordinate project work stream
  s and providing
  project management for key initiative
• sConduct market intelligenc
  e on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE
• sMonitor the competitive situation and payment industry dynamic
  s, identify threats and opportunities, and recommend appropriate response strategie
• sManage the relationships with Group Strategic Partner
  s within Issuing scop
• eWork on specific topi
  c related to Card Issuing, always considering a Group perspective
• :Analyse, manage
  an
  d monitor Group LEs International Card Scheme
  s (ICSs) and
  Domestic Schem
  e
  fee
  s within the
  framework of Long-Term Agreement
  s (LTA) in place with payments' network
• sAssessment of
  card schemes manual
  s, bulletins, quarterly reporting and Interchange fees chart
• sManagement of
  BIN product lis
  t to action relevant business initiatives
  within consume
  r and
  commercial custome
  r bas
• eLeverage on dedicated dashboar
  d
  to monitor Card Schemes fee
  s based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting availabl
• eDeep dive the nature of Schemes Fee
  s billed to Group LEs such as
  new fee
  s,
  optional service
  s
  penaltie
  s and
  mandate
• sActive analys
  e and
  monito
  r of ICSs, Domestic Schemes and Processing fees at Group level
  within the scope of Multi Year Pla
  n to define cost optimization initiatives and savings opportunitie
• sInteract with ICSs counterpart
  s and
  third party provider
  s involved in the fees billing processe
• sSetup of monthly reporting processe
  s to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees
• )Adoption
  dashboards and intelligenc
  e tool leveraging on
  payment partners
  (e.g., Scheme tools
• )Develop on a regular basis "good practice sharin
  g", centralize know-how and deliver multi-market solution

**s

Cosa far**

• aiSpecific Issuing product knowled
  ge (debit, credit, prepaid, wallet, token, etc
• .)Ability t
  o match different data sourc
  es and create effectiv
  e reporting to support decision maki
• ngKnowledge on main relevan
  t Card Issuing regulatio
  ns (e.g., Multilateral Interchange Fee
• s)Knowledge o
  f payment process
  es an
  d logi
• csAbility t
  o deal with different counterpartie
  s a
  nd external provide
• rsExpertise in card payments business mode
  l (e.g., revenue model, cost side) is a pl

**us

Cosa ti occorre per avere succ**

essoHard ski

• lls:Knowledge in Business Intelligence
• toolDegree in Economics, Finance or Enginee
• ringFluent in English knowledge of other languages utilized in UniCredit countries are wel
• comeSolid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec
• tiveGood knowledge of Payment industry, new technologies, trends and related metrics/dri
• versClear understanding of reporting and data analysis and usage of surveys / market anal
• ysisStrong MS-Office skills (Excel, Power Point, Think C

ell)Soft ski

• lls:High degree of flexibility and endurance, critical thinking and decision ma
• kingStrong teamwork capabilities and ability to work within a global structure with parallel projects in a highly collaborative ma
• nnerAble to lead various stakeholders to execute complex projects efficiently and to think strategically but also execute operation
• allyExcellent communication skills whether it is presenting in a meeting or building out a deck (for Top Management and for internal/external stakehold
• ers)Strong commitment, interpersonal skills, entrepreneurial thinking to support the establishment and development of Group Payment Solut
• ionsSelf-motivated, can-do attitude, problem-solver who can work in a fast-paced environ
• mentAble to remain effective under tight deadlines, manage multiple processes in parallel and manage uncertainty including the capability to manage pressure and un-expected t

**asks

Cosa ti off**

• riamoParticipating in the development of the new Group Payment Solutions framework within Client Solu
• tionsWorking on payments topics as key and growing strategic focus for Group's development and contributing to the strategic evolution of UniCredit
• GroupWorking in a very dynamic and international environment in a continuously evolving framework and in a very enthusiastic and well-diversified
• teamHaving the opportunity to contribute designing the transformation of the bank payment landscape providing new ideas and new tho
• ughtsCooperating with all the main company departments for a full understanding of the business dynamics and of the business
• modelOpportunity to acquire visibility and to strengthen own profile leveraging on the high level of competencies and on the global role assigned to Group Payment Solu
• tionsSupporting concretely business activities, development projects and best product offer to cl
• ientsParticipating to the identification and set up of new way doing banking (new channels, new product offers,

etc…)Work Location: M

ILANO