Collections Manager

People deserve more from their money.More visibility, more control, and more freedom.Since ****, Revolut has been on a mission to deliver just that.Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture.In recognition of our outstanding employee experience, we've been certified as a Great Place to WorkTM.So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission.And we're looking for more brilliant people.People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.About the roleThe Credit team at Revolut creates and scales lending features that power global growth.They manage the entire product lifecycle, from backend systems to customer-facing experiences.By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.We're looking for a Collections Manager to build out our in-country processes and procedures, and keep track of the team's continued performance as products launch.Up to shape what's next in finance?Let's get in touch.What you'll be doing- Leading the build of a compliant, effective debt collections process- Ensuring our collections process is efficient and compliant with all applicable laws and regulations- Owning and managing the end-to-end debt collections process for retail credit portfolios- Optimising in-house and outsourced collection capability with best-in-class contact and cure rates by using the latest technology, analytics, and strategic payment programmes- Documenting policies, processes, and procedures for debt collection and recoveries- Developing, managing, and refining collection strategies to optimise recoveries- Continuously improving collection processes, metrics, and tools- Overseeing and selecting debt collection agencies (DCAs) to ensure SLA adherenceWhat you'll need- 2+ years experience in debt collection and recoveries in a retail bank, fintech, or DCA- Experience creating and documenting collections processes- A great understanding of debt portfolio management, debt sales, and debt restructuring- Good knowledge of business lending, trade finance, invoice discounting, and factoring- Knowledge of local debt collection laws and regulations- Performance and relationship management skills with third-party service providers- A highly analytical mindset with excellent problem-solving skills- Curiosity and drive to identify and implement improvements to automate wherever possibleBuilding a global financial super app isn't enough.Our Revoluters are a priority, and that's why in **** we launched our inaugural D&I Framework, designed to help us thrive and grow everyday.We're not just doing this because it's the right thing to do.We're doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers.That's why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.Important notice for candidates:Job scams are on the rise.Please keep these guidelines in mind when applying for any open roles.• Only apply through official Revolut channels.We don't use any third-party services or platforms for our recruitment.• Always double-check the emails you receive.Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.We won't ask for payment or personal financial information during the hiring process.If anyone does ask you for this, it's a scam.Report it immediately.By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact.I confirm I have disclosed if applicable any previous employment with Revolut.I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed.By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy NoticeBenefits at RevolutNo ping pong tables or bean bag chairs, just benefits you actually wantGet what you need to succeed- Financial benefits that show we value your work- Flexibility to work from home, the office or abroad- A free Revolut Metal subscription loaded with perks- Exciting events year-round so you can get to know your teamRevoluters always push throughWe stopped listening to excuses a long time ago - we care about results.We believe that grit, determination, skill, smartness, and courage can break through almost any wall.Deliver WOWWe love building great products, we love delighting our customers, we love turning the complexity of a chaotic world into the simplicity of a beautiful solution that truly solves customer needs.Dream TeamWe select, coach, and retain the top talent only and give them all the support to achieve greatnessNever SettleRevolut is for those who always strive for excellence, for those who want to become the best in the world at what they do, for those who would never settle for less.Revolut is for 10x people.Think DeeperLogic, reason, and common sense prevail over everything else in decision making at Revolut.We are open-minded, we listen, and we are always in search of the truth.#J-*****-Ljbffr