Group Payment Solutions

The "Group Payment Solutions" (GPS) product line's mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends. Within Group Payment Solutions, "Issuing & Acquiring" focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena. In particular you will be part of the "Card Issuing" team within "Issuing & Acquiring" structure.

In this role you will:

Responsibilities

:Collaborate to the steering and supervision of the Issuing strategy at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg

ySupport the management and development of Card Issuing products and service

sCreate and analyse ad hoc Business Case s to assess new initiatives in term of profitabilit

yCoordinate project work stream s and providing project management for key initiative

sConduct market intelligenc e on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE

sMonitor the competitive situation and payment industry dynamic s, identify threats and opportunities, and recommend appropriate response strategie

sManage the relationships with Group Strategic Partner s within Issuing scop

eWork on specific topi c related to Card Issuing, always considering a Group perspective

:Analyse, manage an d monitor Group LEs International Card Scheme s (ICSs) and Domestic Schem e fee s within the framework of Long-Term Agreement s (LTA) in place with payments' network

sAssessment of card schemes manual s, bulletins, quarterly reporting and Interchange fees chart

sManagement of BIN product lis t to action relevant business initiatives within consume r and commercial custome r bas

eLeverage on dedicated dashboar d to monitor Card Schemes fee s based on partnership in place with external provider. In addition, perform assessment leveraging on detailed reporting availabl

eDeep dive the nature of Schemes Fee s billed to Group LEs such as new fee s, optional service s penaltie s and mandate

sActive analys e and monito r ofICSs, Domestic Schemes and Processing fees at Group level within the scope of Multi Year Pla n to define cost optimization initiatives and savings opportunitie

sInteract withICSs counterpart s and third party provider s involved in the fees billing processe

sSetup of monthly reporting processe s to track Card Issuing performances with impact at P&L with a focus on costs side (e.g., Card Schemes fees)

Adoption dashboards and intelligenc e tool leveraging on payment partners (e.g., Scheme tools )

)Develop on a regular basis "good practice sharin g", centralize know-how and deliver multi-market solution

aiSpecific Issuing product knowled ge (debit, credit, prepaid, wallet, token, etc

.)Ability t o match different data sourc es and create effectiv e reporting to support decision maki

ngKnowledge on main relevan t Card Issuing regulatio ns (e.g., Multilateral Interchange Fees)

Knowledge o f payment process es an d logi

csAbility t o deal with different counterpartie s a nd external provide

rsExpertise in card payments business mode l (e.g., revenue model, cost side) is a pl

Qualifications

Degree in Economics, Finance or Enginee

RingFluent in English knowledge of other languages utilized in UniCredit countries are wel

comeSolid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec

tiveGood knowledge of Payment industry, new technologies, trends and related metrics/dri

versClear understanding of reporting and data analysis and usage of surveys / market anal

ysisStrong MS-Office skills (Excel, Power Point, Think C

lls: High degree of flexibility and endurance, critical thinking and decision ma

kingStrong teamwork capabilities and ability to work within a global structure with parallel projects in a highly collaborative ma

nnerAble to lead various stakeholders to execute complex projects efficiently and to think strategically but also execute operation

allyExcellent communication skills whether it is presenting in a meeting or building out a deck (for Top Management and for internal/external stakehold

ers)Strong commitment, interpersonal skills, entrepreneurial thinking to support the establishme